Chief Manager – Business Analytics / Data Science

InCred

InCred Finance, a leading non-banking financial company (NBFC) in India, is dedicated to providing innovative and customer-centric financial solutions. InCred Finance is a Mumbai-based, technology-driven NBFC founded in 2016 by Bhupinder Singh, offering quick, digital-first personal, education, and business loans. It became a unicorn in late 2023 and focuses on serving middle-class Indian households and MSMEs using data science to ensure rapid, tailored lending, with over 9,000 Cr in AUM.

Job description

Key Responsibilities:

  • Designing credit underwriting strategies and customer journey for InCreds consumer lending business across multiple digital and phygital channels.
  • Leveraging market and customer analytics to uncover growth opportunities through city and channel expansion, alongside continuous enhancement of customer journey metrics in current channels.
  • Tracking credit risk performance of the portfolio, and risk diagnostics to identify levers to further reduce credit risk
  • Building and maintaining acquisition scorecards for new customers, as well as portfolio level behavioural scorecards for driving cross-sell business
  • Designing test experiments for discovering the right product market fit for new channels
  • This role will be a managerial role, with 2-3 business analysts reporting to the Chief Manager

Skills & Competencies:

  • Technical Skills:
    • Credit Risk Modelling, Data Modelling, and Portfolio Analytics
    • Python, SQL, Advanced Excel, and Data Visualization
    • Data Science / Big Data Analytics and exposure to machine learning techniques
  • Analytical Thinking & Problem-Solving Ability
  • Strong Oral and Written Communication Skills
  • Ability to work with large datasets and extract meaningful insights

Qualifications & Experience:

  • 4-7 years of working experience in a retail lending analytics role in FinTech / NBFC / Bank
  • BTech from Tier 1 engineering college or equivalent
  • Managerial experience managing at least 1-2 junior analysts
NBFC (Micro Finance)
Full Time, Permanent
Data Science & Analytics – Other
Education
B.Tech / B.E. in Any Specialization
Any Postgraduate

To apply for this job email your details to joblogg26@gmail.com

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